Stemma AIStemmaAI

For UK manufacturers, whatever you make

Never overpay a supplier again.

Stemma checks every supplier invoice against your contracts and pricing history, flags the overcharges that slip through, and drafts the claim to reclaim them.

Free six-week pilot. You only pay if we find money.

Every invoice
Read on arrival
Every contract
Checked clause by clause
Every claim
Drafted for your review
Read-only access · Live in 2 hours · UK and EU hosted · Pay only on recovery
app.stemma.io / dashboard
Northwind Logistics
Saved year-to-date
£412,840
+£24,310 caught last week
Invoices YTD
38,472
Open alerts
11
Latest alertsView all
Diesel priced £0.07 above contracted unit rate
Britannia Fuels Ltd.
£4,720
Duplicate invoice, already received last week
British Tyre & Rubber
£23,568
Recovered: off-contract emergency fuel
Britannia Fuels Ltd.
+£18,200
Innovate UK, Techstars and Plug and Play VenturesFree six-week pilot, pay only on recoveryUK and EU hosted
Problem

Great purchase ledger teams lose hours to invoice admin, and the overcharges still slip through.

~£1mburned yearly

On every £100m of supplier spend, around £1m leaks straight through.

>10,000hours yearly

On every £100m of supplier spend, roughly 5 full-time roles vanish into admin.

The overcharges that slip through unnoticed.

Wrong price tiers

Unit rates billed above your contracted tier.

Missed rebates and volume discounts

Tiers that should have applied but did not.

Indexation and index-cap breaches

Price rises beyond the agreed index or cap.

Surcharges outside the contract

Freight, energy, and add-on fees you never agreed.

Duplicate charges

The same line billed twice, even across separate invoices.

FX and currency terms

Charges converted on the wrong basis.

Solution

Stemma checks every invoice line against every contract you’ve signed.

Stage 1
Connect

Link your ERP and contracts. Read-only, no engineering work, no rip-and-replace.

Read-only setup
Stage 2
Read

Every contract clause and every invoice line, parsed and checked as invoices arrive.

Every line
Stage 3
Flag

Breaches surface with the clause and the invoice line side by side, for your team to review.

Evidence attached
Stage 4
Claim

Stemma drafts the recovery claim. You confirm it and send it to the supplier.

Human in the loop

Stemma reads. Your team decides. You stay in control of every claim.

Integrations

Connects to your systems in 2 hours, with no engineering on your side.

Dynamics 365 BC
Microsoft, ERP
Sage
200 · Intacct · X3
SAP
S/4HANA · Business One
Oracle NetSuite
ERP
Epicor Kinetic
Manufacturing ERP
Infor
M3 · LN
SYSPRO
Manufacturing ERP
IFS
Manufacturing ERP
Aptean
Food & beverage ERP

And 7+ more we connect to, not shown here. Stemma reads from your data and never writes back, so a new system connects in hours, not weeks.

Commercials

You only pay if we find money.

If we find nothing, you owe nothing.

Data security

Your data stays in the UK, read-only, and never trains a model.

Security built to the standard finance and procurement leaders expect.

Hosted in UK and EU

Data stored and processed exclusively in UK and EU regions. GDPR-aligned. No data leaves the region.

Tier-1 cloud (Microsoft Azure)

Hosted on Microsoft Azure, the same Tier-1 infrastructure trusted by global banks and regulators.

Encrypted in transit and at rest

TLS 1.2+ in transit. AES-256 at rest, with keys managed via Azure Key Vault. Decrypted in memory only for audit processing, never written to disk unencrypted. All access logged.

Read-only access

Stemma reads from your ERP. We never write back, modify, delete, or create records.

Never used for training

Your contracts and invoices are never used to train AI models, ours or anyone else’s. Zero-retention tier with all LLM providers.

Compliance and documentation

GDPR-aligned today. DPA on request. SOC 2 Type II in progress for 2026.

For subsidiaries of larger groups, we can deploy into an existing AWS or GCP agreement where required.

Funding

Backed by leading investors.

Innovate UK
Innovation grant
2% acceptance rate
Techstars
Accelerator
0.2% acceptance rate
Plug and Play Ventures
Early-stage investor
Among the world’s most active
The team

Founders with finance and AI research backgrounds.

Advised on procurement and security.

Johannes Haug

Johannes Haug

CEO, Co-founder
LinkedIn

Johannes spent his early career in investment banking at Arma Partners and private equity at Triton Partners. He holds a bachelor’s from BI Norwegian Business School, the top-ranked business school in Norway per the Financial Times, where he finished best in his class of 263. He is also a former Chess Olympian for Norway, a member of Team Magnus Carlsen, and a Nordic Champion.

Devvrat Joshi

Devvrat Joshi

CTO, Co-founder
LinkedIn

Devvrat was a founding software engineer at a £100m+ startup, and worked alongside the Google DeepMind team. He holds a Master’s in Intelligence and Machine Learning from Imperial College London, the #2 technical university in the world per QS, where he wrote the best master’s thesis, and a Bachelor’s from the Indian Institute of Technology Gandhinagar. He has published 9 AI papers at top-tier (A*) conferences.

Find out what you’re overpaying.

Book a short call with the founders. We walk through how Stemma reads a contract, show sample findings on an anonymised contract, and give you a directional estimate for your spend.